Category: Financial planner

Robert Gignac, Rich is a State of Mind

Robert GignacRich is a State of Mind book

Interview with Robert Gignac on radio show, Business in Motion.

Who is Robert Gignac?

Co-author, along with Michael J. Townshend, of the book, Rich is a State of Mind.

What is the book about?

It is a fictional story about the lessons of personal finance as seen through the eyes of a humours disfunctional Canadian family.

Who is the book for?

Individuals aged 20 to 40 who are in the early stages of financial planning.  They will discover in an easy to understand, non-intimidating story why they should care about financial planning and what they should do about it.

Insights from this interview with Robert Gignac

First simple lesson is to live below your means. If you make $100, then spend no more than $90. Its the only way to enjoy a future  that allows you to do what you will want to do.

How do you make your dream real? First write it down. “What is your goal?” is the most important chapter in the book.

The best advice that Robert received from his financial planner was to start by saving $25 a month.

To save your money, put it where it is not easy to get at.

People will call you lucky if you are doing the things that they want to do but they believe that they can’t.

Robert wrote the first draft of the book long hand because while doing that he was not tempted to stop and edit. His brain told him to just keep writing and edit later.

Rich does not necessarily mean lots of money. One definition of “rich” is the density of hue in colour

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Rich is a State of Mind

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Click below to listen to or download the Business in Motion interview with Robert Gignac and host George Torok.

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Bruce McDougall, The McDougall Group

Bruce McDougallRadio interview with Bruce McDougall, on Business in Motion with host, George Torok.

Who is Bruce McDougall?

He is the founder and president of The McDougall Group, a financial planning company in Burlington, Ontario. A past president of the Burlington Chamber of Commerce he is a long time active Rotarian. He is a marathon runner, tri-athlete, a past competitive racquetball player and an avid golfer.

Insights from this interview

“Building wealth requires discipline and a plan. You don’t need a lot of money to start.”

“Biggest mistake that people make is starting too late.”

“Biggest myth is that you need to take big risks with your money.”

“The hardest thing in sales is the ability to get up off the floor and keep going. When hiring sales people – that’s difficult to test for.”

“As a financial planner you are really a sales person. You are running a business and every business needs sales.”

“When I was interviewing wait staff for my restaurant I would try to intimidate them to test how easily they might be intimidated by customers.”

“How do you choose a financial planner? You have to like the person.”

“Most entrepreneurs have had three or four failures. Don’t dwell on it. Learn from the mistakes and move on.”

“Get inspiration from keeping people around you who are experiencing similar experiences.”

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Click below to listen to, or download this audio interview with Bruce McDougall.

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